Pick the program closest to your project — we refine it with you.
A full 12-month term with no monthly payments — no principal, no interest, no debt service. No appraisal, no income documentation, no experience required. 1st-time investors are welcome. SFR and 2-4 units in 35 states. Build for purchase, purchase rehab, refinancing, refinance rehab, and ground-up construction. 100% of rehab costs are financed. No reserves are required. Most of the closing costs are included in the loan. Only the down payment is due at closing.
No debt service draining your capital while you build, rehab or reposition.
Move fast on land deals, distressed assets and time-sensitive opportunities.
Sell, refinance or complete construction before the 12-month term ends.
Structured specifically for short-term real estate projects and ground-up builds.
Acquire, rehab, build, stabilize or exit — nationwide lending with flexible structures and transparent terms.
Zero monthly payments for 12 months. Perfect for fix‑and‑flip, BRRRR, and ground‑up construction on 1–4 unit investment properties. Keep every dollar working in your project while you build, rehab, or reposition.
Designed for multifamily investors who want lower monthly obligations and maximum cash flow. Ideal for acquisitions, rehabs, and refinances on 5+ unit properties.
Fast, flexible financing for investors acquiring properties that need light or heavy rehab. Close quickly and start improving the asset immediately.
Unlock equity, improve terms, or fund renovations with streamlined refinance options. Perfect for BRRRR investors and value‑add strategies.
Build with confidence. Funding for new construction, infill development, and small‑scale builders who need liquidity and predictable terms.
Flexible financing for mixed‑use buildings, small commercial assets, and commercial projects. Ideal for investors expanding beyond residential.
Long‑term financing for income‑producing properties. Qualification based on property cash flow — not personal income. Perfect for rental portfolios, stabilized BRRRR exits, and passive income strategies.
For interest-only and DSCR programs on income-producing property. Move the sliders for a rough monthly figure — real terms come from underwriting, this is an estimate, not an offer.
If your strategy relies on maximum cash flow, these programs are built for you.
Build with maximum liquidity — no monthly payments draining your budget.
Finance your purchase and renovation with ease.
Refinance your property and unlock long-term value.
Finance investment properties based on rental income.
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Build with liquidity intact — no debt service draining your construction budget.
We combine industry expertise with streamlined processes to deliver financing that supports your whole investment cycle. Clear terms, fast communication, real solutions.
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Everything investors ask about the 12-month no-payment program.
It’s a short‑term real estate investor loan that requires a down payment at closing, but no monthly payments—no principal, no interest—for the entire 12‑month term. Investors keep full liquidity throughout their project.
This program is built specifically for real estate investors and builders, including:
If your strategy relies on maximum cash flow, this loan is built for you.
Yes. After your down payment is made at closing, you will not owe any monthly principal or interest payments for the entire 12‑month term. Your capital stays in your project where it belongs.
Yes. A down payment is required at closing. After that, no payments are due until the loan is paid off at sale or refinance.
Absolutely. This program is ideal for ground‑up construction because it keeps your liquidity available for:
Builders love this structure because it eliminates monthly debt service during the build.
Eligible projects include:
If it’s an investor project, it likely qualifies.
You can exit through:
Most investors complete their project and exit before the 12‑month term ends.
The loan is due at maturity. Investors typically sell or refinance before the term ends. There are no monthly payments during the term, but the loan must be paid off at or before maturity.
No. The structure is straightforward:
Everything is disclosed upfront.
Investors can typically receive approvals quickly, allowing them to move fast on time‑sensitive acquisitions, land deals, or construction opportunities.
Because cash flow wins deals. This program gives you:
No monthly payments = more money working in your project.
Yes. Many investors use this program repeatedly to scale their fix‑and‑flip, BRRRR, or construction pipeline.
You can:
Approvals are fast, and funding is streamlined for investor timelines.
Here is strong, polished homepage content for your Loan Services section, fully aligned with your core programs:
This is written in the blended tone you prefer: professional lending + aggressive investor marketing, and structured for a high‑converting homepage.
Get approved quickly and keep your cash working where it matters — in your build or rehab.
